/03Investing

Long term, clear playbook.

Solid businesses, readable moats, financial discipline, organic growth. Long-term portfolio centered on tech, treated as a system to optimize rather than a game

Tools · Brokers & accounts03 — active

IBKR/01
Stock broker
Ultra-competitive fees, global access. PEA & CTO
Deblock/02
Fiat ↔ crypto bridge
Crypto-friendly checking account, French IBAN
Revolut Metal/03
Cash + Bitcoin
Multi-currency exchange with no fees, BTC Round-Up

Target allocation · by asset classtarget bands

S&P 500 25–35%
Stockpicking 35–45%
Bitcoin 5–15%
Cash ≥ 10%
Gold + money market ≈ 10%

/01

S&P 500

Index core: broad US market exposure

25–35%

/02

Stockpicking

Individual convictions: quality, moat, organic growth

35–45%

/03

Bitcoin

Asymmetric asset: passive DCA, held for the long run

5–15%

/04

Cash

Liquidity cushion: 10% minimum to seize opportunities

≥ 10%

/05

Gold + money market

Equity-uncorrelated stabilizer: 10% fixed or semi-fixed

≈ 10%

DisclaimerPersonal allocation shared for informational purposes. Not investment advice: financial markets carry risk of capital loss